Monday, February 21, 2011

Adventures in Social Security Disability Part 2

First off the people reviewing your case are not medical professional and most cases are denied because the medical document isn’t clear to point out what the disability is. So that is where the letter from your cardiologist is essential. Now Social Security Disability determines if you are disabled by a thing that is called a blue book. Unfortunately however the congenital heart disease section is very out to date and really refers cyanotic patients. I have to say I am still cyanotic so the section does refer to my condition. There are two books one for adults and one for children so if you’re over 18 refer to adults

Here is a link to the blue book
http://www.socialsecurity.gov/disability/professionals/bluebook/AdultListings.htm

My advice is to pretty much print out the whole cardiovascular section and bring it with you to the doctors. Also any other conditions you might have like respiratory conditions (i.e. pulmonary hypertension) .Now this is the social security disability bible so to speak this is how the case workers first determine if you are even classified as disabled so this is extremely important

After gathering the blue book info sit with your doctor to compose your letter. This may take a while so I would let the doctor office know why you are coming and it will probably take an hour or so to compose the letter. I preferred to do this with my doctor so I knew that I got everything I needed in the letter so I didn’t have to bother him for rewrites. Also many doctors are not sure what to write.

• The first paragraph of the letter should state how long the doctor has known you and how long you have been treated for such a condition at that hospital. According to the blue book the last 5 years of medical information is the important determination on getting approved. So have doctors who know your medical condition and treated you the most in that time period write the letter.

• The second paragraph should be basic vital signs, age, work history diagnosis and severity of condition

• Third paragraph is where the blue book comes in handy Have doctor review each section then outline the listings that your condition meet. Have you doctor list each listing that your meet and explain how you meet them and the medical documentation to back them up. For example

Patient meets listing 4.06 of the blue book – Patient has cyanosis current at rest Oxygen saturation level is 85% which leads to a hematocrit of 60 measured on the latest blood work that was obtained 10/10/10 , 7/20/09 please see attached office notes in the lab work sections.

It is really important that your doctor not only says the listing that you meet but the evidence behind it so it is easy for the agent to review medical documents Also the blue book does state in it sections which tests they will take to back up the evidence you have such condition. Most are typical test people with CHD have had like ECO, EKG, and cardiac caths

If you don’t exactly meet the criteria of a listing have your doctor show evidence close to the listing and the severity of it and how it affects you.

• Last paragraph the doctor should close with how long your impairment shall last for example:

Patient’s current medical limitiaons, as outlined does not permit that he/she sits, stands or walks for 8 hours a day. This impairment will last for life, as he/.she does not have therapeutic options available.

Then have your doctor give you copies of the medical record they have especially the ones that are referred to in said letter. I gave all documents to my agent at the social security office when I applied, but if you apply online I advise mailing the information as soon as you apply.

 Now Disability is decided by the state you live in some states are tougher than others for example Massachusetts really is determined by the severity even if the listing are not meet exactly but in California they seem to base approval on the listing being met.
Getting approved is very hard and getting approved the first time is somewhat of a miracle. I have to say I had one of those miracles but I think it is really important to do your homework, and get the necessary documentation. Do not leave it up to the social security office to get the necessary document from your doctors, it can take month and can cause you to not be approved due to lack of evidence.

Also once you apply you will probably receive a questionnaire on your abilities to do daily tasks and you only have a certain period fill out the document and send it back so be sure to meet all deadlines set by the social security office.

The social security office has 5 months waiting period before you can start getting benefits and it the usual waiting period of knowing whether you have been approved or not is about 3 to 5 months.

I want to thank other CHD patients who have applied for SSDI and especially Dr Paul Quck who sent me invaluable information that helped me understand the application process.
Wednesday, February 16, 2011

Adventures in Social Security Disability Part 1

Applying for Social Security Disability is not an easy process. Like anything it is about preparing, and knowing what you need to send along with your application.
http://www.ssa.gov/applyfordisability/

First off there are two disability benefits you are applying to Social Security Disability (SSDI), and Supplemental Security Income (SSI). For adults or kids who never worked they get SSI and for people who worked and have enough work credits you will receive SSDI. Some will be able to receive both. However the maximum SSI is about $700 per person a month and any money from SSDI is subtracted. For example you have SSDI which pays $1000 .00 a month, then you will not receive SSI because you are getting more than $700.00. But if you had $400 from SSD a month then you could also earn $300. Getting SSI is tricky because there are rules like you can’t have over $2000 in liquid assets which included bank accounts and retirement funds so you would need to liquefy them to just qualify.

If you are working and paying out to social security every year you will receive a summary in the mail from social security pretty much telling you how much you have paid out and there will be a section on if you are disable today here is what the estimated payment, also it will show you the estimated payment at retirement age. That is the best indicator of what you will be paid month from SSDI. If you need to request a statement here is the link http://www.ssa.gov/mystatement/

So as for applying there is an online application form or you can do it in person. I have to say I went in person, mostly because I wanted to give the agent all the information I had, so I didn’t have to worry about getting things mailed and having them going to the right person. I realize that many don’t live near a social security office, so doing it online is the only option. Now filling out the application is not the hard part believes me, and it is not even the most important part. It is what you need your cardiologist to do that is the most important. I advise anyone going through the application process visit your cardiologist before applying and have them write a letter and give you the important medical records documenting those things highlighted in the letter (explanation to come).
To Be Continued…
Tuesday, February 15, 2011

Blog List

I will start linking other heart realted blogs from other adults and parent of Congenital Heart Disease patients. If you would like to be on my blog list please comment or email me at inspiringheartstories@gmail.com.

Teri
Sunday, February 13, 2011

I celebrate the person I have become from knowing him



Robert Kimani Mungai was born Nov 3 1975 and passed away on Feb 13th 2007 from CHD. Kimmie was the first person with CHD I actually connected with. Growing up there weren’t many of us around and most were a lot younger then I. It wasn’t until college in one fateful night which brought us into the same dorm room. Where he whispered in my ear “I know you’re secret” then lifted my hand and said my nails use to be blue too.

Kimani and I were an odd couple he was 6’3 from Kenya and I was 5’2 from Massachusetts US but we had the same story. Kimmie taught me about living life despite of our heart issues. He was constantly moving forward and having a CHD was an afterthought. He always had something he was planning, something to say, and a Kenyan story to go along with it. He always believed in now, and moving to the future.

He use to joke that his CHD was like a paper cut compared to mine but yet he died at age 31, and here I am at age 32. It makes you realize that any CHD can be deadly at anytime of your life, but it doesn’t mean you have to stop fighting for your dreams. So today I celebrate the person I have become from knowing him and I still carry on the fight.
Teri (HRHS)
Monday, February 7, 2011

To the ones we lost this year!

Here we are again, Congenital Heart Disease Awareness Week, this past year we have been able to pass the Congenital Heart Future Act with the combined forces of the Adult Congenital Heart Association and the Children’s Heart Foundation among other advocacy groups. A victory that was years in the making and now the hard work will begin in trying to make a bill a reality.

As much as I like to promote awareness this week as a survivor, I find this week a sobering time for a few reasons, but mostly it is when I reflect on the ones that we have lost. It has been a hard year in the CHD community especially for its teens and adults. Many of my friends who I only knew from Facebook or through this blog who were teens that looked up to our stories of surviving, have passed away, and most of them were sudden deaths that didn’t have much explanation other then the fact that congenital heart disease can take you anytime. It is hard to accept that fact especially the older I get because I truly value each day I wake up and get to do the things I love and to have that suddenly stop is a thought that until this year didn’t seem so close to home.

As we enter Awareness week we all feel like we lost a cheerleader who railed us all year long. Who told us the hard facts with humor and southern charm. You always seemed to know when Steve Catoe was in the room because laughter sprung up around him. He was so good at poking fun at life with congenital heart disease but followed that up with passion that made you think he was ready to lead us into a battle. With his sudden passing just two months ago we all took a pause in our lives to mourn him but to also realize how precious our lives our bodies are and the fine line we battle every day.

So as we start awareness week I remember the ones that didn’t make it but believe like they did that we must carry on without them. Their lives will forever change who we are, and help us be better people and dream bigger and fight harder. So today I dedicate to all the warriors who were lost this year for they are our true hero’s and forever will be in our hearts.

Teri(HRHS)
Sunday, January 23, 2011

Why are you a planner?

One of my best friends asked me a few years ago in frustration, why I was such a planner, and I should relax a bit. I took this to heart, I wanted to explain to him why I planned things and why it was important to me, but I didn’t say anything, just said I will try to be more laid back. It took me a while to really figure out the answer to that question. For years I thought my planning was a control thing, like I can’t control my body, my heart especially . I always wondered why I got so upset when things didn’t go as they are planned and my friend never understood why I made such a big deal out of things.

I realized it had nothing to do with control; it is how I have to live. See waking up and getting out of bed going to work, coming home, going out with friends, these are things people do every day without thinking about it. Without planning their next move without having to carefully navigate throughout the day and decide what needs to be done apart from what should or even wanting to do.

Living with a chronic illness however is not like that. Every move we make cost us, we have to choose carefully what we are to do that day so we have enough of ourselves at the end of the day to lay back down to sleep and do it all over again. I have to choose who and how I will spend my energy I have that day. I can’t just wake up and clean the house, grocery shop, do laundry and then go out with my friends because my body won’t allow me to do all those things. I have to make the choice of going to the grocery store or going to dinner with a friend. I can’t stay out too late because if I do I will not be able to get out of bed tomorrow in time for work. If it is too cold, or too hot then I cannot do my chores, I must stay in because just the act of walking outside to go to a store would drain me of all the energy I have that day and I would find myself spending days in bed trying to recover. I am a planner because I am only allotted so much each day by my body.

For people that don’t have a chronic illness this idea of having to choose, to having to plan to know what is like to be sick well I think the “Spoon Theory” says it the best. If you love someone with CHD or any other chronic illness take the time to read the Spoon Theory then tomorrow when you open your eyes think about what life would be if you had to count spoons

Teri (HRHS)
Monday, January 3, 2011

Happy New Year!


For me 2010 was the year of challenges, where everything I spent trying to accomplish most of my life ended, due to the fact my heart could no longer take on the challenges I posed to it on a daily basis. I had face life becoming a disable person at age 31, moving out of the city I always dreamed of living in for the rest of my life. It was a year of trying to find who I was without having the dreams I worked so hard to accomplish. This year started with a huge transition from moving out of my apartment of 10 years into a brand new condo north of the city (I have to admit I love my new home so much more but I do miss my old neighborhood and of course the city itself, I do visit a lot since I am going to the hospital every month).

I spent the winter and spring taking a much needed rest from the toll I had put on my body for 11 years of working full time and before that the rigors of college life. However this summer it became apparent pretty quickly to me once I was well rested and didn’t seem to know what to do with myself. Granted I have kept myself busy but am I fulfilled? I still don’t know the answer to that questions so I am guess the answer is no.

I keep thinking back to when I was this 14 year old girl that had just gone through the heart surgery that if she didn’t have it would soon be dead and if she did have it would have to fight with everything she had to make it. Little did that 14 year old girl know that everything meant; everything she believed in or thought about herself and the world. So at 32 I keep coming back to the time when I had just arrived home after a month being in the hospital and my first shower at home and I stood in the bathroom and saw this girls reflection in the mirror, and the wiped the steam away not believing what I saw and there stood a girl staring back at me and I had no idea who she was.

I guess I feel like that 14 year old again not knowing who I am without a job to go to everyday, a set schedule and focus and all that brings with the freedom of making a living. I spent the last few years traveling all over the world, standing in places that 14 girl only dreamed about but now travelling one of my passions in life is yet just a dream.

Sometimes I wonder if I could have pushed myself another year or two but I had been denying my decline for years now. For those who know about the spoon theory I was waking up with less and less spoons with each passing year.

By my 32nd birthday physically I felt like I did when I was a teenager. I had my strength back but I knew it was because I had stopped my daily abuse of pushing my body to the extreme. I spent hours wandering around my new neighborhood taking picture and painting but still didn’t feel like I had much direction or purpose. As fall approached I was in need of my 4th pacemaker changed the surgery went well but recovery was a slow one due to extent of having so many previous surgeries.

So needless to say I am looking forward to 2011 and trying to define my new dreams and really finding myself again. I did once before I am sure I can do it again. Here is to a wonderful and healthy 2011 everyone. I also want to thank everyone who reads this blog and share their stories here.
Teri (HRHS)

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I am 32 years old endlessly searching for things that inspire me or at least make me smile!
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I have been working on this blog for about a year now, trying to get my fellow adults with congenital heart disease, to tell their stories, and answer parents most asked questions. Not only is this site about our stories, but the challenges we face in adulthood. Everyone born with CHD will need lifetime care, and the challenges we faced in childhood will continue into adulthood. Hopefully here we will find hope, inspiration, and knowledge.

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Teri Martin

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I am 32 years old endlessly searching for things that inspire me or at least make me smile!